1% Down Home Loan
Buy Your Dream Home with as Little as 1% Down
A 1% Down Home Loan can make homeownership more affordable than you may think. If you’ve been putting off buying a home because of the down payment, this program may provide the opportunity you’ve been waiting for.
At Hope Lending, we believe everyone deserves the chance to own a home. Our experienced team is committed to helping qualified buyers find mortgage solutions that fit their financial goals. Whether you’re purchasing your first home or your next one, we’ll guide you through every step of the mortgage process.
What Is a 1% Down Home Loan?
A 1% Down Home Loan allows qualified borrowers to purchase a home by contributing as little as 1% of the purchase price toward the down payment. Depending on eligibility, the lender may provide an additional contribution, helping reduce your upfront costs.
This program is designed to make homeownership more accessible while still offering the stability of a conventional mortgage.
Benefits of a 1% Down Home Loan
- Contribute as little as 1% down
- Additional lender contribution for qualified borrowers
- Conventional 30-Year Fixed-Rate Mortgage
- Gift funds accepted
- Down payment assistance may be available
- Competitive mortgage rates
- Personalized mortgage guidance
- Fast and efficient loan process
- Support from an experienced mortgage professional
Who May Qualify?
The 1% Down Home Loan may be a great option for:
- First-time homebuyers
- Buyers with limited savings for a down payment
- Individuals looking for affordable financing options
- Qualified borrowers who meet lender and underwriting guidelines
Our team will review your financial situation and explain your available mortgage options.
Why Choose Hope Lending?
Buying a home is one of the biggest financial decisions you’ll make. At Hope Lending, we’re committed to providing personalized service, honest communication, and professional guidance throughout the entire mortgage process.
Mortgage Loan Originator Collena Hope (NMLS #2497370) is here to answer your questions and help you determine whether a 1% Down Home Loan is the right fit for your needs.
Schedule Your FREE Mortgage Consultation
Ready to take the next step?
Contact Collena Hope today to learn more about our 1% Down Home Loan program.
Phone: (302) 645-9800
Email: info@hopelending.expert
Website: hopelending.expert
Disclaimer
This is not a commitment to lend. The 1% Down Home Loan program is available to qualified borrowers and is subject to underwriting approval, credit qualifications, property eligibility, and program guidelines. Loan terms, rates, and availability may change without notice. Equal Housing Lender.
