Buy Your Dream Home with as Little as 1% Down
A 1% Down Home Loan can make homeownership more affordable than you may think. If you’ve been delaying your dream of buying a home because of the down payment, this program may provide the opportunity you’ve been waiting for. Qualified borrowers may be able to purchase a home by contributing as little as 1% toward the down payment, making it easier to take the first step toward owning a home.
At Hope Lending, we’re committed to helping individuals and families navigate the mortgage process with confidence. Whether you’re a first-time homebuyer or looking to purchase your next home, our experienced team will work with you to find the loan program that best fits your financial goals.
What Is a 1% Down Home Loan?
A 1% Down Home Loan is a mortgage program designed to reduce the upfront costs of buying a home. Instead of making a traditional larger down payment, qualified buyers may contribute as little as 1%, with an additional lender contribution available for eligible borrowers. This can help make homeownership more accessible while still providing the benefits of a conventional mortgage.
Every borrower’s situation is unique, and eligibility depends on factors such as income, credit history, property type, and lender guidelines. Our team will explain the requirements and help you determine whether this program is the right fit for you.
Benefits of a 1% Down Home Loan
Choosing a 1% Down Home Loan may offer several advantages:
- Contribute as little as 1% toward your down payment
- Conventional 30-year fixed-rate financing
- Competitive mortgage rates
- Gift funds accepted for eligible transactions
- Potential access to down payment assistance programs
- Guidance from an experienced mortgage professional
- Personalized service throughout the loan process
- Fast, transparent communication from application to closing
Our goal is to make the mortgage process as simple and stress-free as possible.
Who May Benefit?
A 1% Down Home Loan may be a great option for:
- First-time homebuyers
- Buyers who have steady income but limited savings
- Families looking to purchase their next home
- Individuals seeking affordable financing solutions
- Qualified borrowers who meet lender and underwriting requirements
If you’re unsure whether you qualify, we’re happy to review your options and answer your questions.
Why Choose Hope Lending?
At Hope Lending, we understand that buying a home is one of life’s biggest milestones. Our mission is to provide honest advice, personalized service, and professional guidance throughout your home-buying journey.
Collena Hope, Mortgage Loan Originator (NMLS #2497370), is dedicated to helping clients understand their financing options and make informed decisions. From pre-qualification through closing, you’ll have a trusted partner by your side.
Ready to Take the Next Step?
If you’ve been thinking about buying a home, now is the perfect time to learn more about our 1% Down Home Loan program. Our team is here to answer your questions, explain the process, and help you determine whether you qualify.
Contact Hope Lending today to schedule your FREE Mortgage Consultation and begin your journey toward homeownership.
Collena Hope
Mortgage Loan Originator | NMLS #2497370
📞 (302) 645-9800
📧 info@hopelending.expert
We look forward to helping you achieve your dream of homeownership.
Disclaimer
This is not a commitment to lend. The 1% Down Home Loan program is available to qualified borrowers and is subject to underwriting approval, credit qualifications, property eligibility, and program guidelines. Loan terms, rates, and program availability may change without notice. Equal Housing Lender.
